Free Tool

How much life insurance do you need?

Enter your debts, income, and obligations below. We'll calculate a recommended coverage amount in seconds — no personal information required.

Step 1

Your outstanding debts

Include everything your family would need to pay off if you were no longer here.

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$
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Total debts—
Step 2

Income replacement

How much annual income should your family receive, and for how many years?

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Total income replacement—
Step 3

Additional obligations

Optional — add any other financial needs your family would face.

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$
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Step 4

Existing assets

Subtract savings or existing coverage that would offset your family's needs.

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Future Guard Life

Protecting Today. Securing Tomorrow.

Connecticut

Future Guard Life is an independent insurance agency. We are not affiliated with, endorsed by, or acting on behalf of any government agency, and this site is not connected with the Social Security Administration or Medicare.

This website is for general information only and is not an offer of coverage, a contract, or a promise to insure. Product availability, features, riders, rates, and issue ages vary by carrier, state, age, and underwriting. Only the policy contract issued by the insurer states the actual terms, benefits, limitations, and exclusions. Guarantees are backed solely by the claims-paying ability of the issuing carrier. Values shown in any illustration that are not guaranteed are hypothetical and are not estimates or guarantees of future results.

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